NinjaHoldings was founded in 2017 by a team seeking to revolutionize the way everyday Americans interact with financial services. Through our CreditNinja and NinjaCard brands, we empower people overlooked by traditional financial institutions to take control of their finances via a full suite of digital banking and lending products, providing incentives and rewards along the way as we guide them on a path to financial improvement. Through our NinjaEdge brand, we help companies better understand their customers by offering a package of bespoke underwriting, fraud detection, and analytics services. With offices in Chicago, Miami, and around the world through the power of remote work, we are a lean and innovative team always seeking like-minded talent to join us in our fight to disrupt consumer finance.

Job Summary

NinjaHoldings is seeking a summer legal intern who will report to the Senior Corporate Counsel. This role offers a unique opportunity to gain practical in-house legal experience and learn about state and federal regulations governing consumer financial services. By the end of the summer, our legal intern will have a better understanding of the role of an in-house generalist, a working familiarity with the consumer financial services industry, and transferable skills useful for a future in-house or private practice role.

Key Responsibilities

Assist with vendor contract review (e.g., NDAs); liaise with business personnel and outside counsel
Review, analyze, and respond to consumer complaints with appropriate internal follow-up for any necessary remediation
Assist with the management of active litigation matters
Conduct legal research and draft memos on requested topics of relevance to the business
Assist in obtaining and renewing supervised lending licenses and submitting corporate filings (e.g., annual reports, qualifications, and assumed-name registrations)
Assist in other special projects, as needed, which may include: responding to regulatory requests, assisting with corporate immigration matters, assisting with trademark enforcement actions and other intellectual property matters

Ideal Candidate Will Have

Currently enrolled in an ABA-accredited law school
Strong grammar, writing, reserach, and analysis skills; advanced knowledge of Word, Excel, and WestLaw/LexisNexis
Organized, able to manage multiple concurrent assignments, and conscious of strict deadlines and confidentiality requriements
Entering 3L in the fall of 2026
Professional interest in consumer financial services and/or corporate in-house work
Intellectually curious, team-minded, and eager to learn
Comfortable speaking and presenting in front of groups
A self-starter, who is not afraid to reach out to ask questions and engage in order to get the most out of the internship

Please submit a cover letter highlighting any relevant experience or coursework, what you'd like to learn at NinjaHoldings, and a thoughtful question or comment about any area of our business (see www.ninjaholdings.com)

Benefits

High performing interns will be considered for full-time employment
Fun, fast-paced work environment
Dynamic start-up culture
Ability to make an immediate impact in a growth stage company
Networking with full-time employees who are well-connected in the Chicago FinTech community
Convenient downtown Chicago office located in the heart of the city
Equal opportunity employer

Applicants must be legally authorized to work in the U.S. without the need for current or future visa sponsorship.

Important Notice

Please carefully review communications to ensure that they are from the official Breezy applicant tracking platform (@breezy-mail.com) or an official NinjaHoldings brand email: @ninjaholdings.com, @creditninja.com, @ninjacard.com, or @edgescore.com. If you have been contacted regarding a job opening at NinjaHoldings from any other email address, including similar email variations, this is NOT a trusted source. We recommend that you refrain from responding to suspicious emails and file a complaint with the FBI's Internet Crime Complaint Center (IC3) at https://www.ic3.gov. For questions or to confirm the authenticity of a communication, please email hr @ninjaholdings.com.

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